Lets wait and see. Unfortunately many Malawians do not understand the dynamics of these rates. The relationship between savings rate and inflation rate is crucial. If I put money in a savings bank account with interest rate of 5.8% when the inflation rate is 8.7%, it means I am losing 2.9% of the money. Unfortunately, the macro-economic situation in Malawi has always short changed bank customers. One wonders whether it is really helpful to put money in the bank in Malawi.